Stocks equities
Position
$
$
Market assumptions
%
Total return: price growth + reinvested dividends. Try the scenario buttons above to see conservative/aggressive cases, or type your own.
%
How much a real year can swing above or below the expected return. ~15–18% is typical for a broad stock index; individual stocks run higher.
Scenario testing
Simulates 1,000 random paths using your expected return and volatility above, so you can see a realistic range of outcomes instead of one number — updates live as you tweak assumptions.
Exit
%
Applied once, at the end, to total gains only — as if the whole position were sold on the final day.
Real Estate property
Use
Purchase
$
%
$
Fill down payment $ + down % and the purchase price fills in — or edit price + down % and the down payment $ fills in.
%
Financing
%
yrs
Rental income
%
$
Rent auto-fills from price × cap rate ÷ 12 — edit it directly to override, or touch the cap rate again to snap it back.
%/yr
%
%
Ongoing costs
$/yr
$
$/yr
$/mo
Annual cash flow over time
| Year 1 | Year 10 | Year 20 | Year 30 | |
|---|---|---|---|---|
| Rent | $0 | $0 | $0 | $0 |
| − Vacancy | $0 | $0 | $0 | $0 |
| − Mgmt fee | $0 | $0 | $0 | $0 |
| − Mortgage | $0 | $0 | $0 | $0 |
| − Prop. tax | $0 | $0 | $0 | $0 |
| − Insurance | $0 | $0 | $0 | $0 |
| − Maintenance | $0 | $0 | $0 | $0 |
| − HOA | $0 | $0 | $0 | $0 |
| Net cash flow | $0 | $0 | $0 | $0 |
Appreciation & exit
%/yr
%
%